Product Manager – Card Payment Optimization / payment success
Location: Singapore
We’re looking for a
Product Manager
to help design and optimize global card payment processing systems. This role focuses on improving
payment success and authorization rates
through smart product design, data-driven insights, and intelligent decisioning.
What you’ll do:
Design and enhance
card payment processing frameworks
aligned with Visa, Mastercard, and other card organization standards.
Build and refine features such as
authorization flows, routing, 3D Secure 2.0, and tokenization
to improve transaction success rates.
Analyze data to identify key drivers of declines and optimize approval performance.
Partner with data science teams to apply machine learning models (e.g. XGBoost, LightGBM) within decision engines to dynamically improve outcomes.
Validate algorithmic improvements through A/B testing and data experimentation.
Collaborate closely with engineering, risk, and operations teams to ensure compliant, scalable, and efficient payment solutions.
What we’re looking for:
4+ years’ experience in
card payments, acquiring, or payment product management
, with a focus on
processing or success optimization.
Strong understanding of
credit card systems and standards
(ISO 8583, 3D Secure 2.0, Tokenization).
Analytical and data-fluent — experienced with tools such as SQL, Python, R, or Excel for transaction and performance analysis.
Experience working with
machine learning applications
in payments, risk, or decisioning is a strong advantage.
Bilingual English and
conversational Mandarin
is required, given the need to work with technical Mandarin speaking teams.