Sr Product Manager, Embedded Lending

Current Employees of LendingClub: Please apply via your internal Workday Account

LendingClub Corporation (NYSE: LC) is the parent company of LendingClub Bank, National Association, Member FDIC. We are the leading digital marketplace bank in the U.S., having helped our nearly 5 million members secure over $90 billion in loans to refinance high-cost debt and achieve their financial goals. Members today have mobile-first access to a growing range of products and services designed to work seamlessly together to deliver value in new ways. Everyone deserves a better financial future, and our team is committed to making that a reality. Join the Club!

About the Role

Make financing a growth lever for merchants.

LendingClub puts customers at the center of everything we do. Our Purchase Finance team builds the embedded lending experiences that power affordable, transparent financing for merchants and their customers. Think: seamless origination, smart risk decisions, and delightful UX — all at scale in a regulated environment.

We operate like a startup within a fintech: fast, outcomes‑driven, and deeply collaborative with engineering, design, data science, risk, compliance, and go‑to‑market. If you love owning zero‑to‑one and one‑to‑n, this is for you.What You'll Do

Own the origination funnel end‑to‑end. Redesign and optimize our lending application flows (web, mobile, API) to improve conversion, approval rates, and time‑to‑decision while meeting compliance and risk standards

Ship an ROI‑driven roadmap. Prioritize outcomes, define success metrics/OKRs, and lead execution from concept and discovery through launch and iteration

Level‑up merchant engagement. Drive rollout of a modern sales CRM and tooling (e.g., Salesforce) across field sales and insights teams; deprecate legacy apps with clear migration plans

Strengthen credit \& fraud performance. Partner with data science, risk, and compliance to introduce verification orchestration (KYC/KYB), fraud signals, and underwriting features that reduce losses and friction

Obsess over the customer journey. Map current‑state merchant and borrower experiences; define future‑state flows, use cases, and acceptance criteria with strong UX sensibility

Integrate with strategic partners. Lead API‑first integrations with merchant platforms and third‑party providers; ensure reliability, observability, and a great developer experience

Instrument and experiment. Ensure clean event tagging, build dashboards, run A/B tests, and turn insights into shipped improvements

Evolve the platform. Partner with engineering on platform enhancements, tech modernization, and process upgrades that improve quality, throughput, and compliance posture

About You

6+ years of product management experience; background in fintech and lending preferred

Proven owner/operator who can break down complex problems, explore solutions, and ship value quickly in a regulated environment

Excellent communicator and stakeholder influencer across engineering, design, data science, risk, compliance, and sales

Deep customer empathy for both merchants and borrowers; strong product discovery chops (qual/quant research, prototyping, usability testing)

Analytical athlete: comfortable with metrics/OKRs, funnels, A/B testing, and pulling your own data (SQL/Looker/Amplitude or similar)

Familiar with origination, underwriting, KYC/KYB, fraudand the trade‑offs between growth, experience, and risk

Experience leading API‑driven partner integrations and platform migrations

Bonus: Knowledge of the Home Improvement industry or other merchant‑led sales flows

Why Join?

High impact: You’ll shape the core experience merchants and borrowers use daily

Hard problems: Conversion vs. risk; speed vs. compliance; delightful UX in a regulated space

Autonomy + mentorship: Own a meaningful surface area with senior partners invested in your success

Fintech at scale: Build where payments, data, and lending meet — with real‑world outcomes

Work Location

San Francisco

The above locations are eligible offices for this role. The locations have been determined to foster in-person collaboration with this role’s team or the related business lines. We utilize a hybrid work model, and our teams are in-office Tuesdays, Wednesdays, and Thursdays. In-person attendance is essential for this role’s success, and remote placement will not be considered. LendingClub offers relocation, based on actual job level.

Time Zone Requirements

Primarily PT

While the position will primarily work local hours, LendingClub is headquartered in Pacific Time and our ideal candidate will be flexible working across time zones when necessary.

Travel Requirements

As needed travel to LendingClub offices and/or other locations, as needed.

Compensation

The target base salary range for this position is 175,000-205,000. The base salary of the role will be determined by job-related knowledge, experience, education, skills, and location. Base salary is just one part of LendingClub’s Total Rewards package. You may also be eligible for long-term awards (equity) and an annual bonus (which is based on company performance, employee performance and eligible earnings).

We’re creating new financial services solutions for our members based on fairness, simplicity, and heart, and we treat our employees the same way. We offer a competitive benefits package that includes medical, dental and vision plans for employees and their families, 401(k) match, health and wellness programs, flexible time off policies for salaried employees, up to 16 weeks paid parental leave and more.

#LI-Hybrid

#LI-BC1

LendingClub is an equal opportunity employer and dedicated to diversity, equity, and inclusion in the workplace. We do not discriminate on the basis of race, religion, color, national origin, sex (including pregnancy, childbirth, reproductive health decisions, or related medical conditions), gender, gender identity, gender expression, sexual orientation, age, marital status, veteran status, disability status, political views or activity, or other applicable legally protected characteristics. We believe that a variety of perspectives will make our teams and business stronger as we work together to transform the traditional banking system.

We are committed to providing reasonable accommodations for qualified individuals with disabilities in our job application process. If you need assistance or an accommodation due to a disability, please contact us at interviewaccommodations@lendingclub.com.