Job Description:
Gain an in-depth understanding of Hong Kong banking regulatory policies, compliance requirements, and business processes. Possess the capability to oversee product implementation within the Hong Kong banking environment.
Participate in customer lifecycle management and the design of account-related products (e.g., account opening, fund transfers, loans, investments), ensuring all products adhere to regulatory, compliance, and risk control standards.
Manage requirements for online banking products, encompassing customer research, requirement gathering, prototype design, requirement reviews, development follow-up, and acceptance testing for launch.
Focus on user experience, collaborating with cross-functional teams including Technology, Operations, and Compliance to drive continuous product optimization.
Monitor FinTech trends in Hong Kong and globally, demonstrating keen insight into emerging financial products/technologies and the ability to learn rapidly.
Requirements:
Bachelor's degree or higher in Finance, Computer Science, Engineering, or a related field is preferred.
Minimum 3 years of experience in internet financial products, with familiarity in retail banking processes. Experience in digital banking products is a strong advantage.
Solid understanding of the Hong Kong Monetary Authority (HKMA) regulatory framework, Anti-Money Laundering (AML), and Customer Due Diligence (CDD) requirements.
Proficiency in product design tools (e.g., Figma, Axure) and documentation tools (e.g., Excel, PowerPoint), with the ability to independently create Product Requirement Documents (PRD) and prototypes.
Strong data analysis skills, capable of making data-driven product decisions and guiding iterations.
Excellent cross-departmental communication and project management skills, with a proven ability to drive projects efficiently in a collaborative, multi-team environment.
Prior experience working in a Hong Kong bank or a licensed digital bank is highly preferred.
Mandatory Reference Checking Scheme
Mandatory Reference Checking Scheme (MRC Scheme) may be applicable for certain relevant positions. It is a standardised reference-checking arrangement that is designed to support the integrity of "authorized institutions" regulated by the Hong Kong Monetary Authority (HKMA). Pursuant to the MRC scheme, our Bank will conduct a mandatory reference check by requesting information from each relevant former and current employer of applicants. For more details about the MRC Scheme, please visit the website of the Hong Kong Association of Banks: https://www.hkab.org.hk/en/page/5/mandatory-reference-checking-scheme-phase-2
Applicants who are not invited for an interview within the 8 weeks after submission of application may assume their applications unsuccessful. We may review applications received for suitability for other posts within the Company. All personal data provided will be treated in strict confidence and used strictly for recruitment-related purposes only. We shall retain the personal data of unsuccessful applicants for a period of 24 months upon receipt of such application.